ABOUT US

Finance for everyone

Pioneer Mutual Credit Union is a not-for-profit financial services co-operative run to the benefit of our members

Forward thinking finance is at the heart of all Pioneer Mutual Credit Unions services, ensuring we provide affordable finance for everyone.  Members can save and borrow money at low rates of interest charged in a transparent, understandable manner.

Founded in 1993 Pioneer Mutual Credit Union, formerly East Renfrewshire Credit Union, has continued to grow from strength to strength, establishing ourselves as a vital service to local communities; which has built our reputation for providing quality, accessible, low cost financial services. 

As we have grown our common bond has grown with us; and now all those who live or work within a G, PA or ML postcodes are eligible for membership. Our common bond grants 1.8 million residents’ access to our financial services and as a result means Pioneer Mutual now have one of the largest common bonds in Scotland.

 

 

When you join Pioneer Mutual Credit Union you gain access to a whole range of benefits. These are:

 

  • Free Life Savings and Loan Protection (terms and conditions apply)
  • Eligibility to join the Pioneer Mutual Lottery
  • Complimentary Mortgage Advice through Money Sense Matters
  • Access to low interest loans
  • Access to our flexible loan terms

FURTHER INFORMATION

What is a credit union?
Our Common Bond

Pioneer Mutual have one of the largest common bonds in Scotland. Our common bond grants 1.8 million residents’ access to our financial services.

Are you eligible to join Pioneer Mutual Credit Union?

You must be an individual who resides in or is employed in the postcode areas beginning:

  • G1 – G90
  • PA1 – PA98
  • ML1 – ML12

If you are joining us because you are employed in one of these areas, please note that we will require proof of your employment by way of a payslip with your employer’s address.

Find out if you can become a member today through our common bond map.

Women in Finance Charter